Why Transition Advisory Group?

• We work in many of the disciplines that you, your associates and your employees need.
• We are specialists in employee benefit plans, business ownership strategies, individual and family financial needs, wealth management strategies and estate and legacy planning.
• We provide information to our clients for more informed decision-making.
• We work within the framework of the current tax code to provide prudent options for our client’s consideration.
• We do business the old-fashioned way…we earn it one client at a time; everyday.

Transition Advisory for "Incredible Service":

• We are proactive in strategic interactions with clients; we provide choices.
• We are responsive to client contact needs.
• We regularly make “house calls”, and we are always in-touch and available through electronic means.
• Your trust and your business is our driving customer service goal.
• We work toward a goal of continuously improving service levels further. 
• It sounds simple, but we pay attention, we know our business, we're available and we want your business!

Why Transition Advisory to Help Optimize your Benefits Plan:

Benefit plan optimization is a comprehensive strategic review of your employee benefits plan. It is the process by which a company can help assure that the plan:

1. Meets the objectives of the company to attract, retain and reward.
2. Operates within budget.
3. Is competitively priced.
4. Provides a cost-efficient platform that meets the diverse needs of employees at all life stages.
5. Is communicated properly to increase effectiveness.

The Benefits Plan Optimization process:

1. Gather current benefits plan information and pricing.
2. Determine employer objectives and budget.
3. Identify key employees.
4. Conduct manager interviews.
5. Conduct employee interviews.
6. Quote appropriate benefits and providers.
7. Prepare analysis.
8. Present findings/recommendations.
9. Communicate existing benefits, benefit changes, and total compensation statement in simple terms so that employees understand and appreciate the company commitment to employee financial security.
10. Open enrollment and implementation.
11. Add expanded financial strategy and advisory services as warranted to optimize plan performance.

Why Transition Advisory for Retirement Plans:

1. We work with you on plan design.
2. We represent many major retirement plan providers.
3. We work with many top TPAs (third party administrators).
4. We conduct both group and individual enrollment meetings, which can result in increased plan participation.
5. We provide support during the transition and implementation of your plan.
6. We conduct ongoing and annual plan reviews to help you maintain your investment choices.
7. We work with your employees and their families to prepare for their independent years and help with their personal financial planning needs.
8. Your retirement plan broker is a principal rather than an employee that may change every year.
9. We can help optimize your benefits program.
10. Transition Financial offers a business model of incredible service, including your own client service representative.

Click here to assess your retirement plan or click here to contact us.

Why Transition Advisory for Group Health Insurance:

1. We take a consultative approach to your benefit program rather than the transactional approach that many brokers take.
2. We know when and why to go to market to shop plans and rates.
3. We know where to shop, and we present plan options that are a proper fit for your company and your employees.
4. We understand that benefit plans must be affordable for our clients and their employees.
5. We work hard for the company and your employees all year long, not just at renewal time.
6. Your primary contact is always a principal, not a different employee every year.
7. We provide each client with a web portal for more efficient plan administration.
8. We conduct group and individual educational and enrollment meetings for better employee understanding and satisfaction.
9. We treat each plan participant as an individual client.
10. We can help you optimize your benefits program.
11. Transition Financial offers a business model of incredible service, including your own client service representative.

How difficult is it to make Transition Advisory your health insurance broker?

It can be as easy as one signature.

When is a good time to make Transition Advisory your health insurance broker?

A good time to change can be between renewal periods.

Click here to contact us. 

Why Transition Advisory for Investments, Rollovers and Planning:

1. We have a business model of incredible service.
2. We work with our clients on investment strategies for their unique investment needs and objectives.
3. We adhere to the basics of asset allocation and diversification in concert with a client’s risk tolerance and time horizon.
4. We provide access to investment platforms with well-known portfolio managers.
5. We represent investment providers that offer platforms providing both potential market growth and lifetime income options.
6. Our client’s have access to our financial planning services or participation in our Private Client Services program.
7. We provide periodic review of client portfolios and conduct review meetings as warranted by account values and client needs.
8. We CARE!

Why Transition Advisory for Business Ownership Strategies:

1. We can help the small to medium sized business owner prioritize the ownership planning needs.
2. Our philosophy is to help protect the enterprise with a logical risk management plan.
3. We help make certain that the business owner makes a conscious decision to maintain or mitigate the manageable risks associated with ownership.
4. If the choice is to mitigate the risk, we work to make certain that the funding works efficiently in concert with the buy-sell agreement or like document.
5. We are able to provide recommended documents for our client’s implementation.
6. We represent multiple funding sources (insurance and/or investment providers) for efficient use of capital.
7. We present strategic options in a simple, easy-to-understand way.
8. We are proactive in our efforts to provide prudent and appropriate solutions.
9. We understand business owner needs because our principals are business owners.
10. We provide incredible service.

Why Transition Advisory for Effective Communication:

1. We are proactive in our client and employee contact.
2. We conduct group enrollment meetings to review benefit choices and explain benefit changes.
3. We conduct individual employee sessions for specific and individual concerns where desired.
4. We provide online access to detailed plan information.
5. We have an employer-dedicated client service person for each client.
6. We provide access to our newsletters on our web site.
7. We send our periodic informational emails to all employees.
8. We provide information on subjects of interest for employees.
9. We provide your web portal to manage your benefit enrollment.

Why Transition Advisory for a 5-Point Benefit Review:

1. Are benefit costs are too high?
2. Are plan expenses too high?
3. Are the current benefit plans effective in attracting, retaining and rewarding key employees?
4. Are key employees properly rewarded?
5. Recommended solutions?

Why Transition Advisory for Life Insurance:

1. We can work with many providers of insurance products.
2. We will work to find the right product to meet your needs.
3. We use the proper type(s) of coverage to meet your goals and objectives.
4. We explain life insurance and the differences in a simple, easy-to-understand way to our clients and prospects.
5. We enable our clients to make an informed decision on a very necessary planning tool; life insurance.
6. We help our clients determine the appropriate level of coverage.
7. We implement life insurance strategies that work efficiently within the tax code.
8. We consider that some life insurance, while primarily offering the owner a death benefit, also play a role in retirement planning and investing.
9. We have a business model of incredible service.
10. Click here for a 5-point review of your existing policies.

Why Transition Advisory for a 5-Point Life Insurance Review:

1. Is the type of coverage appropriate for the need?
2. Is the beneficiary information correct and up to date?
3. Is the policy under the proper ownership?
4. Is the policy performing as expected?
5. Is the policy cost efficient?